A native app for your users
A secure mobile app where your users discover anchors, verify once with Didit, and swap INR ↔ USDC right inside the wallets they already trust.
Deposit received
262.60 USDC
Settled on Stellar
Transaction Details
Nordstern runs the SEP servers, KYC, payment rails, treasury, and operator console behind a Stellar on/off-ramp. Bring your license, bank, and liquidity — launch on testnet, then go live when you're ready.

Overview
Updated 40s ago · testnet
Tokens in circulation
1,02,00,400
INRx · issued liability
Fiat reserve
₹1,03,45,900
nodal · HDFC ••2298
Reserve ratio
backed101.4%
fully backed · ≥ 100%
Net flow · 24h
▲ 12%+₹18.4L
in ₹42.1L · out ₹23.7L
Money movement
Last 14 days
On-ramp
₹5.42 Cr
Off-ramp
₹4.03 Cr
Settled · avg
~2 min
Recent transactions
View all →
Priya Sharma
on-ramp · tx_8f2a
Rahul Mehta
off-ramp · tx_8f19
Sunrise Payroll Pvt Ltd
on-ramp · tx_8f04
Vendor Co.
off-ramp · tx_8ef7
Sana Khan
on-ramp · tx_8ee0
Needs attention
21 items
Withdrawals awaiting payout
oldest 22m · SLA 30m
Deposits pending
3 transactions
KYC review required
5 customers · 1 flagged
Payout failed · retry
tx_8f19 · beneficiary IFSC
Reserve accounts
Bank nodal · HDFC
A/C ••2298 · HDFC0001435
Stellar distribution
GA…X29 · issues INRx
Issuer account
GB…7QF · asset control
System & providers
Operational
Built with
Every anchor needs the same stack — SEP servers, KYC, payment rails, treasury, and compliance workflows, wired together and kept running. NordStern operates it as managed infrastructure, so a licensed business can launch a fiat on/off-ramp on its local rails without building it from scratch.
Run on/off-ramp flows on managed infrastructure — SEP servers, KYC, payment-rail adapters, treasury, and compliance workflows — without building or operating the stack yourself.
Deposits mint a Stellar asset; withdrawals redeem it and release fiat — memo-matched, tracked end to end.
Verification pipelines powered by Didit. Sanctions, PEP, and identity screening keep every on/off-ramp flow compliant by default.
Aarav Sharma
Didit Verification
ACCEPTED
98.4% match
Priya Patel
Didit Verification
CLEARED
0.4s check
Karan Singh
Didit Verification
SCREENING
Anchor Platform manages wallet authentication and transaction states while your team controls the customer experience.
The Stellar Observer matches incoming payments by memo and advances the withdrawal state, ready for your payout adapter.
Launch your anchor once — and every user on the NordStern app can reach it from day one. You build the ramp; we bring the demand.
NordStern handles Stellar protocols, financial rails, and settlement infrastructure. When you need deeper control, our SDK gives your team an additional way to build a fully custom experience on top.
Explore the SDK{
"id": "dep_8F2kq9",
"status": "pending_user_transfer",
"rail": "upi"
}
A consumer app that connects people to a network of licensed Anchors to move money on and off Stellar. They pick an Anchor, verify once, then deposit rupees to receive USDC — or send it straight back to their bank. Funds never leave the Stellar wallet they already trust.
Good morning, Bhavesh
0.4%
fee
0.6%
fee
0.5%
fee
Every layer, working together — nothing left for you to assemble.
A secure mobile app where your users discover anchors, verify once with Didit, and swap INR ↔ USDC right inside the wallets they already trust.
Deposit received
262.60 USDC
Settled on Stellar
Transaction Details
SEP servers, payment rails, KYC, compliance, treasury and the operator console — all run for you. Bring your licence, bank and liquidity; launch with compliance done.
Total balance
$1,254,768
$1,254,768
Embed anchor flows or build a custom money experience — one unified SDK, REST APIs, sandboxes and real-time webhooks.
// Initialize client
const client = new NordStern();
// Start interactive ramp
const tx = await client.deposit({
amount: "25000.00",
rail: "upi"
});
2M+
addressable users in Indian fintech
₹100B+
annual INR ramp market opportunity
99.9%+
Stellar network uptime (historical)
Built on Stellar — one of the most audited payment rails available. NordStern handles the stack so anchor teams can focus on their business.
6×
faster to first transaction vs. building in-house
Anchor teams
₹1B+
monthly ramp volume achievable per anchor
Anchor capacity
50%
less ops overhead vs. running your own stack
Ops savings
Blog · 3 min
What to look for in a SEP-24 providerBlog · 5 min
Adoption tooling for embedded finance programsAn anchor is the bridge between local fiat and the Stellar network — it takes fiat deposits, issues 1:1-backed tokens like USDC, and redeems them back to fiat. NordStern runs that entire bridge on your behalf.